The Hidden Value of Investment Linked Plans

In an old post, I shared about how ILPs are the seemingly hated product due to its high fees and a perception that agents push this product merely for the commissions. But the truth – in the hands of experienced agents who are well-versed in investments – ILPs actually provide …

What Is Your True Value To Your Employers?

Before I made the jump to insurance, I was a salary earner like most people. Now as I am becoming more “entrepreneurial”, I have to consider the cost of hiring staff. There is this CPF Calculator located here:¬†https://www.talenox.com.sg/cpf-calculator If you were to look back at your salary slip, you will …

Why ILPs Are So Misunderstood

I did some research for this article by checking out various online forums and gauging the online sentiment on this very highly controversial product – Investment-Linked Plans or ILPs for short. Here are some screenshots: What I am going to write next is probably going to put me within a …

The Differences Between CPF Life & Typical Annuities

Figures have indicated that by 2030, nearly one million people here will be above the age of 60. An often overlooked aspect of financial planning is retirement. The truth is with retirement planning what is essentially needed is actually MORE time than money. Retirement planning should be started within the …